Birmingham, Alabama-based Regions Financial Corporation (RF) is a financial holding company that offers a range of banking and related products and services to individual and corporate customers. With a market cap of $21 billion, the company operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management.

The banking giant is slated to report its fiscal 2025 Q2 earnings before the market opens on Friday, July 18. Ahead of this event, analysts expect the company to report a profit of $0.56 per share, up 7.7% from $0.52 per share in the year-ago quarter. The company has a solid trajectory of consistently beating Wall Street's earnings estimates in each of the last four quarters.

For fiscal 2025, analysts expect RF to report a profit of $2.25, up 6.1% from $2.12 in fiscal 2024. Furthermore, its EPS is expected to grow 8.9% year over year to $2.45 in fiscal 2026. 

RF stock has grown 21.6% over the past 52 weeks, underperforming the Financial Select Sector SPDR Fund’s (XLF) 26.8% rise but outperforming the S&P 500 Index’s ($SPX) 12.6% uptick during the same time frame.

On Apr. 17, RF shares closed up marginally following the release of its Q1 results. The company’s adjusted revenue came in at $1.81 billion, missing Wall Street forecasts of $1.82 billion. However, its adjusted EPS for the quarter was $0.54, surpassing the consensus estimate by 5.9%.

Wall Street analysts are moderately optimistic about RF’s stock, with a "Moderate Buy" rating overall. Among 25 analysts covering the stock, 10 recommend "Strong Buy," two suggest “Moderate Buy,” 12 recommend a “Hold,” and one advises “Strong Sell.” BAC’s average analyst price target of $24.85 indicates a potential upside of 6.4% from the current levels.